Expert advice is at your fingertips.
Our Home Loan Experts are avaiable seven days a week to answer all your mortgage questions.
(619) 354-4929

Buy a Home as easy as Possible

Expert advice is at your fingertips.
Our Home Loan Experts are avaiable seven days a week to answer all your mortgage questions.
(619) 354-4929
Check Rates
Personalized instant rate quotes.
Apply Online
Easy online mortgage application.
First Time Homebuyers
Full Service Shop for homebuyers.
Get pre-qualified
Get pre-qualified in minutes!

How It Works

Fast Track
Found a new home and ready to go? Use our Fast Track service to find your way home quick and easy!
Are you facing a bumpy road on your way home? Can't verify your income? .. No problem, we are here to help. We are only one phone call away!

Our Accomplishments

We’ve closed $94 million dollars in Mortgage services.
Average Days to Close
15 Days
Closing Days
OVER $200M
Accomplishments SVG

Our Team

Kyle Palaniuk
Team Lead
NMLS #: 984138
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Toni Burghardt
Operations Manager
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Frank Caruso
Loan Officer - Real Estate Specialist
NMLS #: 1035108
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Anthony Cafiso
Loan Officer - Real Estate Specialist
NMLS #: 2104568
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Our Values

Our primary concern is to get you the best loan for your situation, from the 100s available. We keep you informed through the entire process and ensure that your loan gets the personal attention you deserve.
We have enjoyed the trust of hundreds of homeowners and take special care to make sure your best interests are served. (See my reviews)
We are more than loan advisors, we actually know how lenders look at qualifications and make sure your loan meets all requirements.
We do all the filling in of paperwork for you. No online forms. Just give us your information and we’ll take it from there. No office appointments. Easy e-signing.
We are licensed locally and by the US Government, and constantly keep up with the latest changes in government rules, and lender programs in order to offer you the best advice.
We carefully monitor your loan through the entire process and make sure it works smoothly. We anticipate what lenders want so that no unexpected surprises occur to delay or prevent your loan from closing on time.
C2 Financial logo
NMLS # 984138 Loan Officer
3919 30th St. San Diego, CA 92104
(619) 354-4929
Complaints may be directed to: Phone: (619) 354-4929 or Email:
Copyright ©2020 C2 Financial Corp. NMLS #!35622 Kyle Palaniuk NMLS# 984138. 3919 30th St. San Diego, CA 92104 (619) 354-4929. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Texas Division of Saving and Mortgage Lending, 135622; Florida Office of Financial Regulations, OFR# MBR3519; Oregon Division of Finance, DFI# ML-4917; Washington Office Department of Financial Institutions, DFI# CL-135622;  NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, TX, FL, OR, and WA. As a broker, C2 Financial Corporation is NOT approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders. Link to Texas Complaint/Recovery Fund Notice: Kyle Palaniuk – NMLS 984138, Licensed in: CA DRE 01932878, FL OFR LO70579, OR DFI 984138, WA DFI MLO-984138, TX